Ann Palik, MA, MFT


helping close the gap between where you are,

and where you want to be.


“And then the day came, when the risk to remain tight in a bud was

more painful than the risk it took to blossom. ”

--Anais Nin


Money and Relationships

Many surveys say money is the #1 cause of divorce.  I say the problem is not money itself, but the conflict over all it represents--power, dreams, options, peace of mind, etc.   

Have you ever noticed how heated money discussions can become?  A mild-mannered, easygoing adult can become a furious, foot-stomping toddler right before your eyes!  For some, money is even harder to talk about than sex.

Do you live paycheck-to-paycheck despite a good income?  Or do you save every dime and never buy a thing?  Does one spouse earn more but insist expenses be split 50-50?  If you are relatively affluent, do family or friends press you for loans?  Or are you an lifelong "under-earner" but figure you should just be grateful for your pittance and let "well enough" alone?

If you regularly engage in "retail therapy," what do you buy?  How do you feel an hour or so after you--and your shopping bags--arrive home?  How do you feel when the bills come in?  Not all "retail therapy" is over-spending.  But there are more effective and longer-lasting ways to help ourselves feel good--ways that bring long-term happiness, not long-term pain!

Believe it or not, you have control over your money; not the other way around!  If you'd like to explore your relationship to money and its role in your life, I may be able to help.



Ann Palik, MA, MFT, is not a financial professional and does not offer financial advice of any kind.










Individual & Couples Counseling in the South Bay (Torrance, CA)


Are you anxious or worried about something--or everything?

Do you feel stuck but aren't sure how to get unstuck?

• Are you in the same relationship again--with a different person?

Do you want a saner relationship with food? 

Do you struggle with panic attacks?

Are you bashful about your shyness or social anxiety?

Are you highly intelligent, sensitive, creative, or musical--yet feel dissatisfied?

If so, I may be the right therapist for you.  I chose the name "therapy-conscious" for my website because therapy can help you become "conscious" of what your struggles are really about, patterns of behavior that are no longer serving you--as well as your inner strength, wisdom, and vision. 

What to Expect:

If you enter into therapy with me, you will have the opportunity to be understood and receive feedback in a safe and supportive setting.  Together we look at what is going on for you and decide how to help it get better.  I will believe in you until you believe in yourself.  Whether you want to feel calmer, heal from a loss, find and keep the love you want, put yourself back on your priority list, or shift your shyness or sensitivity from a liability into an asset, I am committed to helping people just like you.

Long-Term Relational Psychotherapy:

I also specialize in long-term relational psychotherapy.  If you're ready to work deeply--even if you've been in therapy before--I am the kind of therapist who can help you get to the bottom of patterns and struggles you may have wondered about for years. 

Getting Started:

If you are curious about how therapy may help, or to schedule an appointment, let's talk.  I'm happy to consult briefly by phone and answer any questions you might have.  You can reach me by phone at (310) 538-3512, or by e-mail at




Ann Palik, MA, MFT

Licensed Marriage and Family Therapist

Individual & Couples' Counseling in Torrance, CA

(also serving Manhattan Beach, Gardena, Hermosa Beach,

Redondo Beach, Lomita, and Palos Verdes areas)

(310) 538-3512












NOTE: This website is intended only to provide general information about Ms. Palik's scope of practice
and qualifications as a licensed marriage and family therapist in the State of California. She does not
conduct online therapy at this time. Furthermore, no therapeutic (i.e., therapist/patient or
therapist/client) relationship with any person is created, intended, or implied by the use of this website.

COPYRIGHT 2003-2015, Ann Palik, MA, MFT